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What Do The Letters SSD And SSI Mean?

SSD is the abbreviation for social security disability.  It is for those individuals who have earned enough credits through their jobs to qualify for SSD.   You are eligible for SSD even if your spouse has a large income or if you have resources such as stocks, bonds and bank accounts.  Resources do not count for SSD eligibility.

SSI is the abbreviation for social security insurance and is for those individuals who don’t have enough work credits and/or who also have very limited income and resources.   SSI looks at household income, not just the income limits for the individual who is disabled.  Individuals are allowed $2000.00 in resources and a couple is allowed $3000.00 in resources.   The house you live in does not count as a resource.  You may also own one car per household if used for a medical purpose such as going to doctor’s appointments.

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Please remember that this is just general information, and everyone’s situation is unique. This article should not be considered legal advice.